Sewer Water and Drain Back Up Coverage

9/13/2019 (Permalink)

Sewer and drain back up coverage is an essential endorsement for every home insurance policy. Most insurance agents do not add this in unless you want

SERVPRO of West Erie County receives calls every day from residents who incur water in their basements caused by sewer and drain back-ups. 

The first question we ask when we receive the call is, “Do you have sewer and drain back up coverage on your home insurance policy?”

Sewer and drain back up coverage is an essential endorsement for every home insurance policy. Most insurance agents do not add this in unless you want specifically ask them for the coverage.

Many customers think of the additional increase in their premium instead of the cost to clean, sanitize, and dry a home that has a water back up issue.

Most insurance carriers provide the coverage for a very minimal increase added to the premium, with some as low as $100.00 per year. That’s only about .27 a day. Prices will vary depending on square footage of home and if basement is finished and furnished or not. 

Insurance agents will work with you on what coverage is best for your home. If paying out of pocket, a homeowner can expect the average cost to clean, sanitize and dry a basement to start at approximately $2,500.00. 

SERVPRO of West Erie County will not only perform the extraction, cleaning, sanitizing and proper drying techniques, but will work with your insurance adjuster to insure your coverage, premium and deductibles are in line and working for you.

Call SERVPRO of West Erie County at (814) 806-1987 for your water mitigation needs. Also, visit us on our Facebook page.